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Share the Pennies is a bill round-up program that provides grants to low-income homeowners to make weatherization and energy efficiency repairs in their homes.  Example:  If your utility bill is $113.50, it's rounded up to $114 and 50 cents is donated to MIFA to fund the Share the Pennies Weatherization Assistance Program (see below).

All customers are enrolled in the Share the Pennies round-up program unless they choose not to participate. Here's how to opt out or opt in:

If you have an MLGW My Account

  • Click the Opt In/Out button above, log in to your account and then scroll to the bottom and click the Share the Pennies icon. Click the "Update" button and then move the slider to "No" and click "Submit" if you do not wish to donate to the program. Move the slider to "Yes" if you wish to donate to the program.
If you DO NOT have an MLGW My Account
  • Residential Customers can call MLGW at (901) 544-6549 and follow the prompts. Commercial Customers can call MLGW at (901) 528-4270 and follow the prompts. At the main menu, say, “Share the Pennies” or speak with a Customer Service Representative.
  • Go to a MLGW Community Office and speak with a Credit Counselor. Note: access and service may be limited due to COVID-19 pandemic precautions. Please consider one of the options above if at all possible.


The Share the Pennies Weatherization Assistance Program provides grants to low-income homeowners for weatherization improvements.

Eligible repairs include:

  • Attic Insulation
  • Attic Stairs and Door Replacement
  • Broken Window Repair or Replacement
  • Exterior Door Repair or Replacement
  • Weather Stripping around Doors or Windows
  • Repair of Water Leaks
  • Repair of Gas Leaks
  • Exterior or Interior Wall Penetrations
  • Interior Floor Penetrations (homes not on a slab)
  • HVAC Duct Repair or Replacement
  • HVAC Repair or Replacement
  • Water Heater Repair or Replacement
  • Installation of Smoke Detectors
  • Installation of CO Detectors (gas appliances)

Eligibility guidelines:

  • Must be 18 years or older to apply
  • Must be a homeowner who lives in Shelby County
  • Home must be listed in your name
  • Must live in the home to be repaired
  • Must be current on previous year's City and County property taxes for the home you live in
  • Must meet income guidelines based on Federal Poverty levels
  • MLGW utility account must be in your name, with no bad debt or diversion of services within the last seven years

Visit for more information.